Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Best Nursing Home Rankings per U. S. News & World Report

To help you find the best nursing home for your loved one, U.S. News rated nearly 16,000 nursing homes. This provides information on safety, health inspections, staffing, and more. Click here for the interactive report.

Did You Know?

Do I need long term care insurance if I have VA benefits?

It is a good idea to consider a long term Care insurance (LTCi) policy to supplement VA long term care benefits...

Are there tax advantages for purchasing long term care insurance?

Federal and many state tax codes offer incentives for the purchase of long term care insurance (LTCi).

What is a 30 day free look?

You have 30 days from the day you receive the policy to examine and return it to the insurance company. You can return it for any reason. Simply return it to the insurance company, or to the...

What features should I look for in my long term care insurance policy?

The daily or monthly benefit that the policy would pay for long term care expenses vs the amount you would pay out-of-pocket. The elimination period (or deductible...

Are there different underwriting requirements due to COVID-19?

Many carriers do have different underwriting requirements during COVID-19 pandemic.

Some life insurance applications are eligible to be issued without any lab work.

Some ages,...

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Best Nursing Home Rankings per U. S. News & World Report

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