Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

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Did You Know?

Are combination long term care insurance products medically underwritten?

Yes. As with traditional long term care insurance (LTCi) products, combination...

Can I still get life insurance if I use tobacco?

Yes. You will not receive a preferred health rating if you use tobacco, so the premiums that you pay will be higher than those a nonsmoker would pay.

Who needs disability insurance?

Most people should have disability insurance. It is not fun to think about what might happen if your paycheck stopped. Disability insurance provides income protection for you should you become...

What role does long term care insurance play in planning for my future?

A financial plan includes future cost of health care. This is a significant expense in today's dollars and even more so when inflated for future cost of care. By having long term care insurance...

How much do employers pay for group health insurance?

The amount will vary based on location, benefits, carrier and average age of employees. The employers generally share some of the cost for each employee participating.

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