Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Long Term Care Insurance - Harford County, Maryland

Harford County, Maryland resident discusses why she wanted to get long term care insurance; how she selected her insurance broker, Melissa Barnickel, CPA, CLTC, with Baygroup Insurance and how comfortable she was with her decision to buy a long term care insurance policy after the education she received from Melissa. - Mrs. A. H.

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Did You Know?

How many employees are needed for a group long term care insurance program?

Each insurance company has different requirements for employer paid and voluntary groups. Some have a fixed number of applications required and others it is a percentage of employees. For more...

What questions to ask when interviewing home health care agencies?

When you are preparing to hire a home health care organization, call a few and compare the answers to these ...

What is the cost of a long term care combination insurance product?

Many long term care combination insurance products require a single premium payment. This means that you would pay the bulk sum at the beginning of your policy, rather than writing monthly or...

What health conditions and treatments will be covered for my employees under my group health plan?

Federal and states mandate minimum benefit requirements for group health plans. Beyond these, you will be able to elect plan designs from those offered carrier selected. Baygroup Insurance can...

What features should I look for in my long term care insurance policy?

The daily or monthly benefit that the policy would pay for long term care expenses vs the amount you would pay out-of-pocket. The elimination period (or deductible...

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Long Term Care Insurance - Harford County, Maryland