Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Choosing a Medicare Supplement (Medigap) Policy

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This is a guide to health insurance for people with Medicare.  It defines what the policy is, what it will cover, your rights to buy a policy and also how to buy it.  As always, Baygroup is a ready resource to educate you.

The standardized plans are the same benefits regardless of insurance company.  Premiums do vary.  

In 2022, Plan F will be discontinued, however those with a Plan F policy will be able to keep their plan and those that were eligible for Medicare prior to 1/1/2020.  2024 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.

Medicare and You 2025