Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

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Did You Know?

Can I still get life insurance if I use tobacco?

Yes. You will not receive a preferred health rating if you use tobacco, so the premiums that you pay will be higher than those a nonsmoker would pay.

Why do I need disability insurance when there is Social Security Disability?

Social Security Disability is payable only for a total disability that is expected to last for at least a year or result in death. The definition is more stringent than individual or group...

Does health insurance cover long term care expenses?

...

Who needs life insurance?

For life insurance, your level of need will depend on your responsibilities and your age. If you have people who depend on your income you need life insurance. The benefit can help your...

How much life insurance do I need?

The answer to this question is different for everybody. Ask yourself the following questions:

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