Can I qualify for long term care insurance if I have some health issues?

Perfect health is not required.  If your health conditions are controlled, no current physical therapy or procedures recommended not performed you may health qualify.  Some conditions are not insurable for traditional long term care insurance, but may insurable with a linked-benefit (combination long-term care product) or life insurance with an accelerated death benefit or a medically underwritten immediate annuity, if you are currently receiving care.  To provide you with specific information to meet your needs contact a LTC Planning Specialist.