Interview in Best-Selling Book

Posted by Melissa

Melissa Barnickel was interviewed for the best-selling book, "Aging in Place: Insights and Advice on Maintaining an Independent Lifestyle". Get your Kindle copy on Amazon today.

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What rating will I receive on my disability insurance application?

Many factors go into determining your health rating. To get a preferred health rating, you must be in excellent overall health. Your weight, height, cholesterol level, and blood pressure will...

If I had a stroke can I purchase a long term care insurance policy?

We have two insurance companies that may consider you, if you only had a single episode, non-smoker for 12-36 months, no atrial fibrillation nor diabetes, no limitations. Underwriting parameters...

What are the advantages of term life insurance?

Term life insurance will give you protection without additional investment or cash-value components. You will pay level premiums for the “term” of your policy. Your policy will be effective as...

What is own-occupation?

Own-occupation is a sought-after feature in a disability policy. This type of policy will pay benefits if you cannot work in the field you were working in prior to the disability. If you have...

Who needs life insurance?

For life insurance, your level of need will depend on your responsibilities and your age. If you have people who depend on your income you need life insurance. The benefit can help your...

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Interview in Best-Selling Book

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Interview in Best-Selling Book