Made Sure I Understood LTC

Melissa was great. She spent a great deal of time explaining the price and making sure that I understood it.

Nancy E, Arnold, Anne Arundel County, Maryland

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Long term care insurance testimonial

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Long Term Care Insurance

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What factors will affect the health rating I receive for my life insurance policy?

Your rating will be determined by many factors. Your height and weight, tobacco use, cholesterol level, health conditions, and lifestyle, as well as family health history will contribute to your...

How does long term care insurance provide benefits?

Policies pay for qualified long term care cost based on the contract. The basis can be cost-Incurred Benefit/Reimbursement Plan or Indemnity Benefit or Cash Benefit

A...

What features should I look for in my long term care insurance policy?

The daily or monthly benefit that the policy would pay for long term care expenses vs the amount you would pay out-of-pocket. The elimination period (or deductible...

What are the advantages of term life insurance?

Term life insurance will give you protection without additional investment or cash-value components. You will pay level premiums for the “term” of your policy. Your policy will be effective as...

Are there tax advantages for purchasing long term care insurance?

Federal and many state tax codes offer incentives for the purchase of long term care insurance (LTCi).

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Made Sure I Understood LTC

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Made Sure I Understood LTC