What factors will affect the health rating I receive for my life insurance policy?

Your rating will be determined by many factors. Your height and weight, tobacco use, cholesterol level, health conditions, and lifestyle, as well as family health history will contribute to your health rating.

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What is required for an association group long term care insurance plan?

Requirements vary with insurance company, here is an example:

Can my spouse and I purchase a Medigap policy together?

No. Each Medigap policy covers only one person. If you and your spouse would both like Medigap insurance, you will have to purchase two separate policies.

Who needs life insurance?

For life insurance, your level of need will depend on your responsibilities and your age. If you have people who depend on your income you need life insurance. The benefit can help your...

Why choose Baygroup Insurance?

Baygroup Insurance has over 40 years of combined experience in the Long-Term Care insurance (LTCi), life,...

How much will I have to pay for disability insurance?

The cost of your disability insurance will be affected by many factors. These factors include the elimination and benefit periods, your age, your occupational class, your gender, where you live...

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What factors will affect the health rating I receive for my life insurance policy?