Facts:
Single woman, aged 59 has accumulated $200,000 in assets. At age 67 will receive moderate income from Social Security and is still working. Wants to remain at home for as long as possible if care is required. Lives in Ohio, daughter lives in Maryland. Daughter earns significant income but is concerned that if her mother were to require care, she would not be able to take time off from work to provide care. Mother resistant to purchasing adequate coverage because she felt she could not afford the premium.
Solution:
