Melissa was very patient in explaining long term care insurance to me; she took her time; answered my questions; never seemed to be bothered if I asked a question more than 1 time.
Melissa gave a presentation at work which was very compelling. She and her assistant have been very proactive in helping us finalize the long term care insurance policies.
My husband and I met with Melissa to discuss a long term care policy which we have had for about 10 years. We wanted to see if "we could do better," and Melissa advised us to keep what we have as it is more complete than what we could purchase now..and for a higher price. We appreciated her honesty. She was there to help, not just sell us her product. We'll be going back when it's time for purchasing secondary insurance on
Recently we had a series of meetings with our Estate Planning Attorney to review and update our pertinent documents. In the process, she suggested we have our LTC policies assessed, which we’ve had since 2002. She suggested Melissa Barnickel for the job as she is a specialist in these types of insurance. Since we had often wondered if our policies were still relevant and worthwhile today, we were delighted by the opportunity to have a trusted professional provide us with an independent review.
