Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Helpful in selecting and explaining complicated information

Baygroup Insurance was very helpful in guiding us through the process in selecting and explaining the complicated information of long term care insurance.

Dave W., Nottingham, Baltimore County, Maryland

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Did You Know?

What is long term care?

Long term care includes a variety of services that help people when they are no longer able to care for themselves, regardless of age. The care is provided over an extended period of time and...

Can I qualify for long term care insurance if I have some health issues?

Perfect health is not required. If your health conditions are controlled, no current physical therapy or procedures recommended not performed you may health qualify.

How much do employers pay for group health insurance?

The amount will vary based on location, benefits, carrier and average age of employees. The employers generally share some of the cost for each employee participating.

What factors will affect the health rating I receive for my life insurance policy?

Your rating will be determined by many factors. Your height and weight, tobacco use, cholesterol level, health conditions, and lifestyle, as well as family health history will contribute to your...

What is the cost of a long term care combination insurance product?

Many long term care combination insurance products require a single premium payment. This means that you would pay the bulk sum at the beginning of your policy, rather than writing monthly or...

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Helpful in selecting and explaining complicated information