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Long Term Care Insurance

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What does long term care insurance cover?

Long term care insurance (LTCi) will cover in-home care, assisted living, adult...

How much do employers pay for group health insurance?

The amount will vary based on location, benefits, carrier and average age of employees. The employers generally share some of the cost for each employee participating.

Who needs life insurance?

For life insurance, your level of need will depend on your responsibilities and your age. If you have people who depend on your income you need life insurance. The benefit can help your...

Are combination long term care insurance products medically underwritten?

Yes. As with traditional long term care insurance (LTCi) products, combination...

Are there different underwriting requirements due to COVID-19?

Many carriers do have different underwriting requirements during COVID-19 pandemic.

Some life insurance applications are eligible to be issued without any lab work.

Some ages,...

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