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Melissa Barnickel of Baygroup provided several options and carefully explained the differences.

Lorraine A.

Beltsville, Prince George's County, Maryland

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Long term care insurance testimonial

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What does it mean if a doctor is "in network"?

A network is a group of doctors, specialists, or health care venues that have agreed to take insurance from a particular company. If you have particular doctors or hospitals that you prefer to...

What questions to ask when interviewing home health care agencies?

When you are preparing to hire a home health care organization, call a few and compare the answers to these ...

What is own-occupation?

Own-occupation is a sought-after feature in a disability policy. This type of policy will pay benefits if you cannot work in the field you were working in prior to the disability. If you have...

What is the cost of a long term care combination insurance product?

Many long term care combination insurance products require a single premium payment. This means that you would pay the bulk sum at the beginning of your policy, rather than writing monthly or...

Why choose Baygroup Insurance?

Baygroup Insurance has over 40 years of combined experience in the Long-Term Care insurance (LTCi), life,...

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Options provided and carefully explained