Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

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Melissa and Debby were very helpful in picking the best Medicare Supplement and dental insurance policies for my husband and myself. I will share my experience with my friends.

B.M., Jarrettsville, Harford County, MD

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Did You Know?

How can I afford the cost of long term care insurance?

The more pertinent question is can I afford not to have long term care insurance (LTCi)?

We...

What rating will I receive on my disability insurance application?

Many factors go into determining your health rating. To get a preferred health rating, you must be in excellent overall health. Your weight, height, cholesterol level, and blood pressure will...

How does long term care insurance provide benefits?

Policies pay for qualified long term care cost based on the contract. The basis can be cost-Incurred Benefit/Reimbursement Plan or Indemnity Benefit or Cash Benefit

A...

How do I know if I need long term care insurance?

No one has a crystal ball that predicts their future. We all hope we will not need long term care. Look at your family health history. Check out your immediate family structure. Ask yourself...

What is the cost of a long term care combination insurance product?

Many long term care combination insurance products require a single premium payment. This means that you would pay the bulk sum at the beginning of your policy, rather than writing monthly or...

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