Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Very professional yet caring and friendly

Melissa and Debby are very professional yet caring and friendly as well as efficient with excellent follow-up. They are a pleasure to work with.

J. H., Havre de Grace, Harford County, MD

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Did You Know?

Who needs disability insurance?

Most people should have disability insurance. It is not fun to think about what might happen if your paycheck stopped. Disability insurance provides income protection for you should you become...

What features should I look for in my long term care insurance policy?

The daily or monthly benefit that the policy would pay for long term care expenses vs the amount you would pay out-of-pocket. The elimination period (or deductible...

What is own-occupation?

Own-occupation is a sought-after feature in a disability policy. This type of policy will pay benefits if you cannot work in the field you were working in prior to the disability. If you have...

What is the cost of long term care?

Find out what the cost of care is across the United States by reviewing Cost of...

What is a health insurance deductible?

The amount of money paid out-of-pocket before an insurance carrier begins to pay for your medical expenses. For example, with a $200 deductible, and a $450 health care bill, the insured would...

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Very professional yet caring and friendly