Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Personalized and Full Services

The Baygroup Insuranc eCompanny represents the ultimate full service insurance experience. Melissa Barnickel is knowledgeable, professional, patient, and available during the entire process. Details matter when purchasing an insurance product. Baygroup| Melissa are detail oriented with a focus on personalized and full service teamwork. Great Experience!!!! Thank you.

Karen K, Monkton, Baltimore County, MD

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Did You Know?

What are the tax benefits for an employer offering long term care insurance?

The tax benefits are based on how the entity reports to I.R.S.

Tax Information for Self-Employed Individuals, Partnerships, LLC, S-Corporations

Who needs life insurance?

For life insurance, your level of need will depend on your responsibilities and your age. If you have people who depend on your income you need life insurance. The benefit can help your...

Why do I need disability insurance when there is Social Security Disability?

Social Security Disability is payable only for a total disability that is expected to last for at least a year or result in death. The definition is more stringent than individual or group...

Can my Medigap policy be cancelled if my health changes?

No. Your Medigap policy is guaranteed renewable. As long as you pay your policy premiums on time, it cannot be cancelled by the insurance company.

How do I get a quote from Baygroup Insurance?

We can provide you with a quote for Long-Term Care insurance. You fill out a quote request form and email it to us, or print it...

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Personalized and Full Services